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FLIPNERD® TERMS & CONDITIONS

Originally Effective Date on 3/31/2015 and Updated on 6/6/2016

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Thank you for visiting www.flipnerd.com (the “Site”), which is owned and operated by EP Management, Inc. The terms “FlipNerd®,” “we,” “us,” and “our” refer to FlipNerd®.com. These Terms & Conditions govern your use of this Site.

ELIGIBILITY

You must be a U.S. resident who is 18 years of age or older or entities domiciled in the U.S. Children under the age of 18 are not eligible to use this Site. For real estate investment club accounts, you must be an active club with a minimum of 50 members and a website. To the full extent allowed by applicable law, FlipNerd® at its sole discretion and for any or no reason may refuse to accept applications for membership.

YOUR ACCEPTANCE OF THESE TERMS & CONDITIONS

These Terms & Conditions apply to all users of this Site, whether or not you are a registered member. By using this Site you are agreeing to comply with and be bound by these Terms & Conditions. If you do not agree to these Terms & Conditions, you may not access or use this Site.

YOUR ACCEPTANCE OF OUR PRIVACY POLICY

By agreeing to these Terms & Conditions, you agree to the terms of our Privacy Policy, which is expressly incorporated herein. Before using this Site, please carefully review our Privacy Policy. All personal information provided to us as a result of your use of this Site will be handled in accordance with our Privacy Policy. To the extent there are inconsistencies between these Terms & Conditions and our Privacy Policy, these Terms & Conditions control.

YOUR CONSENT TO OTHER AGREEMENTS INCLUDING CLICK-THROUGH AGREEMENTS

When you sign up to use a special feature of this Site, you may be asked to agree to special terms governing your use of the special feature. In such cases, you may be asked to expressly consent to the special terms, for example, by checking a box or clicking on a button marked “I agree.” This type of agreement is known as a “click-through” agreement. If any of the terms of the click-through agreement are different than the terms of these Terms & Conditions, the terms of the click-through agreement will supplement or amend these Terms & Conditions, but only with respect to the matters governed by the “click-through agreement.”

OWNERSHIP OF THIS SITE AND ITS CONTENT

The term “Content” refers to all of the software and code comprising or used to operate this Site, and all of the text, photographs, images, illustrations, graphics, sound recordings, video and audio-video clips, and other materials available on this Site, including content generated by users (“User Generated Content” or “UGC”) and feedback provided to FlipNerd® (“Feedback”). This Site, including all its Content are protected under applicable intellectual property and other laws, including without limitation the laws of the United States and other countries. All Content and intellectual property rights therein are the property of FlipNerd® or the material is included with the permission of the rights owner and is protected pursuant to applicable copyright and trademark laws.

The presence of any Content on this Site does not constitute a waiver of any right in such Content. You do not acquire ownership rights to any such Content viewed through this Site. Except as otherwise provided herein, none of this Content may be used, copied, reproduced, distributed, republished, downloaded, modified, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without our express prior written permission.

Permission is hereby granted to the extent necessary to lawfully access and use this Site and to display, download, or print portions of this Site on a temporary basis and for your personal, educational, noncommercial use only, provided that you:

• do not modify the Content;
• you retain any and all copyright and other proprietary notices contained in the Content;
• you do not copy or post the Content on any network computer or broadcast the Content in any media.

TRADEMARKS

The FlipNerd® names and logos (including, without limitation, those of its affiliates), all product and service names, all graphics, all button icons, and all trademarks, service marks and logos appearing within this Site, unless otherwise noted, are trademarks (whether registered or not), service marks and/or trade dress of EP Management, Inc. and/or its affiliates (the “FlipNerd® Marks”). All other trademarks, product names, company names, logos, service marks and/or trade dress mentioned, displayed, cited or otherwise indicated within this Site are the property of their respective owners. You are not authorized to display or use the FlipNerd® Marks in any manner without our prior written permission. You are not authorized to display or use trademarks, product names, company names, logos, service marks and/or trade dress of other owners featured within this Site without the prior written permission of such owners. The use or misuse of the FlipNerd® Marks or other trademarks, product names, company names, logos, service marks and/or trade dress or any other materials contained herein, except as permitted herein, is expressly prohibited.

RESPONSIBILITY FOR USER-GENERATED CONTENT POSTED ON OR THROUGH THIS SITE

Under no circumstances will we be liable in any way for any UGC. This means that you, not FlipNerd®, are entirely responsible for all UGC that you post and that you can be held personally liable for information and/or comments that are erroneous, contain errors, are defamatory, obscene, or libelous, or that violate these Terms & Conditions, an obligation of confidentiality, or the rights of others. If any part of the UGC you post is not your original work, it is your responsibility to obtain any necessary permission to post it.

Because we do not control the UGC posted on or through this Site, we cannot and do not warrant or guarantee the truthfulness, integrity, suitability, or quality of that UGC. You also agree and understand that by accessing this Site, you may encounter UGC that you may consider to be objectionable. We have no responsibility for any UGC, including without limitation any errors or omissions therein. We are not liable for any loss or damage of any kind you may claim was incurred as a result of the use of any UGC posted, emailed, transmitted or otherwise made available on or through this Site. The UGC posted on or through this Site expresses the personal opinions of the individuals who posted it and does not necessarily reflect the views of FlipNerd® or any person or entity associated with FlipNerd®.

You own the copyright in any original UGC you post. We do not claim any copyrights in UGC. However, by using this Site you are granting us and our subsidiaries, affiliates, successors and assigns, a nonexclusive, fully paid, worldwide, perpetual, irrevocable, royalty-free, transferable license (with the right to sublicense through unlimited levels of sub-licensees) to use, copy, modify, distribute, publicly display and perform, publish, transmit, remove, retain repurpose, and commercialize UGC you post in any and all media or form of communication whether now existing or hereafter developed, without obtaining additional consent, without restriction, notification, or attribution, and without compensating you in any way, and to authorize others to do the same. For this reason, we ask that you not post any UGC that you do not wish to license to us, including any photographs, videos, confidential information, or product ideas.

FlipNerd® and its Partners reserve the right to display advertisements in connection with your UGC and to use your UGC for advertising and promotional purposes.

FlipNerd® has certain rights. We have the right (but do not assume the obligation) to:

• monitor all UGC;
• require that you avoid certain subjects;/li>
• remove or block any UGC at any time without notice at our sole and absolute discretion;
• disclose any UGC and the identity of the user who posted it in response to a subpoena or whenever we believe that disclosure is appropriate to comply with the law or a court order, to prevent or investigate a possible crime or other violation of law, to protect the rights of FlipNerd® or others, or to enforce these Terms & Conditions; and
• terminate your access to and use of this Site, or to modify, edit or block your transmissions thereto, for any reason and in our sole discretion.

You agree that our exercise of such discretion shall not render us the owners of UGC you post, and that you will retain ownership thereof as described above.

By posting UGC, you represent and warrant that:

• you own or otherwise control all of the rights to the UGC and have the right to grant the license set forth in these Terms & Conditions;
• for UGC associated with listing and marketing property for sale, you have full title or equitable title to the property and/or have the right made available under any law or under contractual or fiduciary relationships to market the property for sale;
• for UGC associated with listing and marketing vendors and related vendor products and services, you are the owner or employee of the vendor or have the right made available under contractual or fiduciary relationships to market the vendor’s products and services;
• for UGC associated with listing and marketing real estate investment clubs and related posted events, you are the owner of the club and have the right made available under any law or under contractual or fiduciary relationships to market the club and events;
• the UGC is accurate, and;
• you have read and understood—and your UGC fully complies with—these Terms & Conditions and applicable laws and will not cause injury to any person or entity.

It is a condition of these Terms & Conditions that you do not upload, post, transmit or otherwise make available:

• any UGC that is unlawful, harmful, hateful, threatening, abusive, harassing, libelous, defamatory, obscene, vulgar, pornographic, profane, racially disparaging, indecent, or invasive of another’s privacy;
• any UGC that constitutes or encourages activity illegal under criminal or civil law;
• any UGC that is false, misleading, or fraudulent;
• any UGC that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as selling property that you do not have full or equitable title to, inside information or proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
• any UGC that violates or infringes upon the rights of others, including UGC which violates the patent rights, copyrights, trademark rights, privacy rights, publicity rights, trade secret rights, confidentiality rights, contract rights, or any other rights of any individual, living or deceased, or any legal entity;
• any UGC that contains the image, name or likeness of anyone other than yourself, unless (i) that person is at least eighteen years old and you have first obtained his/her express permission or (ii) that person is under eighteen years old but you are his/her parent or legal guardian;
• any request for or solicitation of any personal or private information from any individual to the extent such request is not consistent with the networking goals of this Site;
• any request in a member journal or any comment for or solicitation of money, goods, or services for private gain, including advertising, promotions or marketing, unless you have received express written permission for such requests/solicitation from FlipNerd®; or
• any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment.

Additionally, you must not impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity; or violate any local, state, national or international law, rule or regulation.

REMOVAL OF CONTENT

You can seek removal of objectionable UGC by flagging certain property listings and/or forum postings or contacting us by emailing support@flipnerd.com or completing the form on the FAQ/Help section. We will review all such requests and will remove UGC that we determine should be removed, in our sole discretion and in accordance with these Terms & Conditions and applicable law. Please be aware, however, that if the UGC has already been distributed to other websites or published in other media, we will not be able to recapture and delete it. Also, a back-up or residual copy of the UGC we remove from this Site may remain on back-up servers.

FlipNerd® does not knowingly violate or permit others to violate the copyrights of others. We will promptly remove or disable access to material that we know is infringing or if we become aware of circumstances from which infringing activity is apparent. If you are requesting removal of content because of a violation of your copyrights, please note that the Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe that your own work, or the work of a third party for whom you are authorized to act, is featured on this Site or has been otherwise copied and made available on this Site in a manner that constitute copyright infringement, please notify us immediately. Your notice must be in writing and must include an electronic or physical signature of the copyright owner or of the person authorized to act on behalf of the owner of the copyright interest with:

• a description of the copyrighted work that you claim has been infringed;
• a description of where the material that you claim is infringing is located on this Site (including the URL, title and/or item number if applicable, or other identifying characteristics);
• your name, address, telephone number, and email address, and, if you are not the owner of the copyright, the name of the owner; and
• a written statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
• a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.

Your statement must be addressed as follows:

c/o Copyright Agent
FlipNerd®.com
2560 King Arthur Blvd # 124-114
Lewisville, TX 75056

Any notification by a copyright owner or a person authorized to act on its behalf that fails to comply with requirements of the DMCA shall not be considered sufficient notice and shall not be deemed to confer upon us actual knowledge of facts or circumstances from which infringing material or acts are evident.

YOUR FEEDBACK

Although we do not claim ownership of UGC you post using this Site, the Feedback you provide to us through this Site will be and remain our exclusive property. Your submission of Feedback will constitute an assignment to us of all worldwide rights, title and interests in your Feedback, including but not limited to all copyrights and other intellectual property rights in your Feedback. We will be entitled to reduce to practice, exploit, make, use, copy, disclose, display or perform publicly, distribute, improve and modify any Feedback you submit for any purpose whatsoever, without restriction and without compensating you in any way. For this reason, we ask that you not send us any Feedback that you do not wish to assign to us.

YOUR OBLIGATIONS

In consideration of your use of this Site, you agree that to the extent you provide personal information to FlipNerd® it will be true, accurate, current, and complete and that you will update all personal information as necessary. You also agree that you will use an image of yourself that you are authorized to use for your profile picture. The use of company logos, advertisements, web addresses, contact information, pictures of celebrities or the unauthorized use of images owned by others is prohibited. Company logos may only be posted by authorized representatives of the respective company.

To the extent you create an account through this Site, you understand and agree that any account you create, including your username and password, are personal to you and may not be used by anyone else. You are responsible for maintaining the confidentiality of your username and password and are fully responsible for all activities that occur under your username and password by you or by anyone else using your username and password, whether or not authorized by you. You agree to change your password immediately if you believe your password may have been compromised or used without authorization. You also agree to immediately inform us of any apparent breaches of security such as loss, theft or unauthorized disclosure or use of your username or password by contacting us at support@flipnerd.com. Until we are so notified you will remain liable for any unauthorized use of your account.

You agree to use this Site in a manner consistent with any and all applicable rules and regulations. You agree not to upload or transmit through this Site any computer viruses, trojan horses, worms or anything else designed to interfere with, interrupt or disrupt the normal operating procedures of a computer. Any unauthorized modification, tampering or change of any information; any interference with the availability of or access to this Site; or any unauthorized scraping of the Content on this Site is strictly prohibited. We reserve all rights and remedies available to us, including but not limited to the right to terminate your access to this Site.

FEES AND PAYMENTS

FlipNerd® members can elect to upgrade their membership account from a free Basic account to a paid Pro or Elite membership.  In addition, FlipNerd® members can pay for additional services including vendor listings (Nerd, Boss or Boss Plus subscription) or a local Sponsor Ad subscription. All member, vendor and sponsor paid subscriptions are hereafter referred to as “Upgraded Accounts” where members may be charged a subscription fee for the use of certain services. FlipNerd® reserves the right to change the fees at any time, upon notice to you. By registering for any Upgraded Account, you agree to pay FlipNerd® the fees for the services applicable to the account level chosen. For any upgrade or downgrade in plan level, the credit card that you provided will automatically be credited or charged the new rate immediately.

FlipNerd® will, upon the member’s request and subject to the restrictions described below, provide a refund of the first month’s membership fee paid by the member for the initial use of a Pro or Elite membership.  FlipNerd®’s 30 day money-back guarantee (“the Guarantee”) is subject to the following conditions:

• The Guarantee only applies to an initial trial of a Pro or Elite membership;
• Only one refund allowed per membership account;
• Member must cancel his or her Pro or Elite membership within 30 days of starting a new Pro or Elite membership by navigating to http://www.flipnerd.com/billing and clicking Cancel Membership;
• Member must request a full refund of their initial membership by sending an email request to support@flipnerd.com complete with the email address you use to login to FlipNerd® within 30 days of starting a new Pro or Elite membership; any requests submitted after 30 days from the Pro or Elite membership initiation will not be honored.

Except in instances where FlipNerd®’s 30 day money-back guarantee may apply, all Upgraded Accounts are paid in advance and are non-refundable. There will be no refunds or credits for partial months of service, upgrade/downgrade refunds, refunds for accounts that have had access to particular services restricted, refunds for accounts that have had upgrades canceled for any reason including but not limited to violations of these Terms & Conditions, or refunds for months unused. We reserve the right to deactivate your access to the Services for your failure to pay applicable fees or for violations of these Terms & Conditions. If you provide us with a credit card that expires during the term of these Terms of Service, we reserve the right to charge any renewal card issued to you as a replacement. You agree to promptly pay FlipNerd® in the event of any refusal of your credit card issuer to pay any amount to FlipNerd® for any reason. You agree to pay all costs of collection, including but not limited to attorneys’ fees and costs, on any outstanding balance. In the event you fail to pay any amount when due, FlipNerd® may immediately suspend or terminate your access to any or all of our services.

Your Upgraded Account subscriptions will renew automatically, unless you terminate it at http://www.flipnerd.com/billing OR if we terminate it for a violation of these Terms & Conditions. You must cancel your subscription before it renews to avoid billing of subscription fees for the renewal term to your credit card.

We may elect to offer free or discounted pricing for use of the Upgraded Accounts (a “Trial”). Once the terms of any Trial have expired, you agree that our normal billing rates shall apply. You agree to comply with any additional terms, restrictions or limitations we impose in connection with any Trial. You may not sign-up for multiple Accounts in order to receive additional benefits under any Trial.

The only accepted method for you to cancel your paid subscription to the FlipNerd® is via the account settings available through http://www.flipnerd.com/billing. An email or phone request to cancel your account is not considered cancellation. You can downgrade your Upgraded Account at any time by logging into your FlipNerd® account and navigating to http://www.flipnerd.com/billing. If you cancel the services before the end of your current paid up month, your cancellation will take effect immediately at the end of your paid subscription term and you will not be charged again. To completely remove yourself from the FlipNerd® system, click on the “Remove My Account” at the bottom of the Billing section.  This will remove your account and all of your submitted content, purchased content and subscriptions.  FlipNerd® does not offer any refunds for any subscriptions that were paid for but removed prior to the end of the paid subscription term.

PRO AND ELITE MEMBER PROPERTY ALERTS BY EMAIL AND / OR SMS TEXT

All paid Pro and Elite members can opt in to receive email and/or SMS text alerts for new property listings in their selected designated U.S counties. Pro members can receive email and/or text alerts for properties listed in up to five (5) U.S. counties while Elite members can receive email and/or text alerts for properties listed in up to 10 U.S. counties.  In order to receive email and/or text alerts you must designate which U.S. counties you are interested in by navigating to http://www.flipnerd.com/settings.  If you indicate you want to receive text messages, you must enter a U.S. based cell phone number. Message and data rates may apply from your mobile carrier for text messages sent by FlipNerd®. Subject to the terms and conditions of your mobile carrier, you may receive text messages sent to your mobile phone. By providing your consent to participate in this program, you approve any such charges from your mobile carrier. Charges for text messages may appear on your mobile phone bill or be deducted from your prepaid balance.  To stop receiving text messages, navigate to http://www.flipnerd.com/settings and delete your cell phone number.

FlipNerd® may use an automatic dialing system to deliver text messages to you. The Federal Communications Commission defines an “automatic telephone dialing system” or autodialer as equipment that has the capacity to store or produce telephone numbers to be called and to call such numbers. 47 C.F.R. § 64.1200. By your opt in to receive property alerts by text message and submission of a U.S. based cell phone number, you give your consent to FlipNerd® to use an automatic dialing system to deliver text messages to the telephone or cell phone number to which you have directed FlipNerd® to transmit these text messages.

FlipNerd® reserves the right to terminate this SMS text service, in whole or in part, at any time without notice. The information in any message may be subject to certain time lags and/or delays. You are responsible for managing the types of SMS texts you receive. If you have any questions or need help, please navigate to flipnerd.zendesk.com or email us at support@flipnerd.com.

SPONSOR ADS

FlipNerd® allows companies and individuals to advertise their services on various pages on FlipNerd®.com for a fee by placing an image and URL link (“Sponsor Ad”) on FlipNerd®.com.  Sponsors must select a market (“Market”), which is a U.S. Media Market to display their ad.  Each Market is defined by www.truckads.com and essentially represents a region where the population can receive similar television, radio, newspapers and Internet content.   A Sponsor Ad consists of an image (250px by 250 px) and a valid URL link that will be displayed to FlipNerd® members who have indicated their primary location that falls within the Sponsor’s selected Market.  We reserve the right to sell and display up to 6 Sponsor Ads in any given FlipNerd® Market at any time as well as the right to redefine the size of each block at any time with a 5 day notice to you via written email.  We may define additional advertising or sponsorship opportunities in the future for different locations on our website, on new shows or videos, or anything else we choose.  A Sponsor on our Site is an advertiser that has a product or service that benefits our community of real estate investors and those interested in real estate.  It is expected that your company maintain a high level of credibility in order to be associated with our Site.  We maintain the right to refuse any Sponsor that we feel is or may harm or otherwise tarnish the experience of our Site members.

All Sponsor Ads have been programmed to be displayed on an equal rotational basis with up to 5 other Sponsor Ads in your selected Market.  While every effort is made to rotate Sponsor Ads fairly, we make no guarantees that any submitted Sponsor Ads will generate impressions or leads in any way.

We have the right to resize your artwork in some instances.  You understand that your artwork may look different on different devices (especially mobile), and while our website is ‘responsive’, we are not able to completely control your ads appearance.  You must provide the URL link to where your Sponsor Ad will point.  You are welcome to point any clicks on your Sponsor Ad to any reputable site that you see fit.  We will not be held accountable for any issues or problems with the link you provide to us, and will not take responsibility for links outside of our Site.

You can cancel your Sponsor Ad at any time by logging into your FlipNerd® account and navigating to Billing (http;//www.flipnerd.com/billing) and selecting to Cancel Ad.  Your ad will continue to appear until the end of your last paid billing cycle.  Please refer to the Fees and Payment section for further details.

DISCLAIMERS

WE MAKE NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THIS SITE OR ITS CONTENT, OR ANY PRODUCT OR SERVICE AVAILABLE ON OR PROMOTED THROUGH THIS SITE. THIS SITE AND ALL OF ITS CONTENT (INCLUDING USER-GENERATED CONTENT) ARE PROVIDED ON AN “AS IS,” “AS AVAILABLE” BASIS, WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, FLIPNERD®, ITS AFFILIATES, AND THEIR SERVICE PROVIDERS AND LICENSORS DISCLAIM ANY AND ALL REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS, IMPLIED, ARISING BY STATUTE, CUSTOM, COURSE OF DEALING, COURSE OF PERFORMANCE OR IN ANY OTHER WAY, WITH RESPECT TO THIS SITE, ITS CONTENT, AND ANY PRODUCTS OR SERVICES AVAILABLE OR PROMOTED THROUGH THIS SITE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, FLIPNERD®, ITS AFFILIATES, AND THEIR SERVICE PROVIDERS AND LICENSORS DISCLAIM ALL REPRESENTATIONS AND WARRANTIES (A) OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE; (B) RELATING TO THE SECURITY OF THIS SITE; (C) THAT THE CONTENT OF THIS SITE IS ACCURATE, COMPLETE OR CURRENT; OR (D) THAT THIS SITE WILL OPERATE SECURELY OR WITHOUT INTERRUPTION OR ERROR.

WE DO NOT REPRESENT OR WARRANT THAT THIS SITE, ITS SERVERS, OR ANY TRANSMISSIONS SENT FROM US OR THROUGH THIS SITE WILL BE FREE OF ANY HARMFUL COMPONENTS (INCLUDING BUT NOT LIMITED TO VIRUSES).

FLIPNERD® DOES NOT ENDORSE AND IS NOT RESPONSIBLE FOR STATEMENTS, ADVICE AND OPINIONS MADE BY ANYONE OTHER THAN AUTHORIZED FLIPNERD® SPOKESPERSONS. WE DO NOT ENDORSE AND ARE NOT RESPONSIBLE FOR ANY STATEMENTS, ADVICE OR OPINIONS CONTAINED IN USER-GENERATED CONTENT AND SUCH STATEMENTS, ADVICE AND OPINIONS DO NOT IN ANY WAY REFLECT THE STATEMENTS, ADVICE AND OPINIONS OF FLIPNERD®. WE DO NOT MAKE ANY REPRESENTATIONS OR WARRANTIES AGAINST THE POSSIBILITY OF DELETION, MISDELIVERY OR FAILURE TO STORE COMMUNICATIONS, PERSONALIZED SETTINGS, OR OTHER DATA. YOU ACCEPT THAT OUR SHAREHOLDERS, OWNERS, OFFICERS, DIRECTORS, EMPLOYEES AND OTHER REPRESENTATIVES SHALL HAVE THE BENEFIT OF THIS CLAUSE.

APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OF CERTAIN WARRANTIES, SO ALL OR PART OF THIS DISCLAIMER OF WARRANTIES MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAWS WE, ON BEHALF OF OUR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SUPPLIERS, LICENSORS AND SERVICE PROVIDERS, EXCLUDE AND DISCLAIM LIABILITY FOR ANY LOSSES AND EXPENSES OF WHATEVER NATURE AND HOWSOEVER ARISING INCLUDING, WITHOUT LIMITATION, ANY DIRECT, INDIRECT, GENERAL, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES; LOSS OF USE; LOSS OF DATA; LOSS CAUSED BY A VIRUS; LOSS OF INCOME OR PROFIT; LOSS OF OR DAMAGE TO PROPERTY; CLAIMS OF THIRD PARTIES; OR OTHER LOSSES OF ANY KIND OR CHARACTER, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS SITE. YOU ASSUME TOTAL RESPONSIBILITY FOR ESTABLISHING SUCH PROCEDURES FOR DATA BACK UP AND VIRUS CHECKING AS YOU CONSIDER NECESSARY. THIS LIMITATION OF LIABILITY APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR ANY OTHER BASIS.

IF ANY PART OF THIS LIMITATION ON LIABILITY IS FOUND TO BE INVALID OR UNENFORCEABLE FOR ANY REASON, THEN THE AGGREGATE LIABILITY OF THE RELEASED PARTIES FOR LIABILITIES THAT OTHERWISE WOULD HAVE BEEN LIMITED SHALL NOT EXCEED TEN DOLLARS ($10.00).

This Site gives you specific legal rights and you may also have other rights which vary from country to country. Some jurisdictions do not allow certain kinds of limitations or exclusions of liability, so the limitations and exclusions set out in these Terms & Conditions may not apply to you. Other jurisdictions allow limitations and exclusions subject to certain conditions. In such a case the limitations and exclusions set out in these Terms of Use shall apply to the fullest extent permitted by the laws of such applicable jurisdictions. Your statutory rights as a consumer, if any, are not affected by these provisions, and we do not seek to exclude or limit liability for fraudulent misrepresentation.

LINKS TO THIRD-PARTY WEBSITES

This Site may provide links to other websites operated by third parties. Because we have no control over third-party websites, we are not responsible for the availability of those websites and do not endorse and are not responsible or liable for any content, advertising, services, products, or other materials on or available from such websites. FlipNerd® shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, advertising, services, products, or other materials on or available from such websites. These Terms & Conditions do not apply to your use of third-party websites; your use of such websites is subject to the terms and policies of the owner of such websites.

FlipNerd® has financial relationships with some of the companies, products, and services mentioned on our site, and may be compensated if users choose to follow the links pointing to those companies, products or services.

MODIFICATION, DISCONTINUATION, AND TERMINATION

We reserve the right at any time and from time-to-time to modify, edit, delete, suspend or discontinue, temporarily or permanently this Site (or any portion thereof) and/or the information, materials, products and/or services available through this Site (or any part thereof) with or without notice. You agree that we shall not be liable to you or to any third party for any such modification, editing, deletion, suspension or discontinuance of this Site.

You also agree that FlipNerd®, in its sole discretion, may terminate your password, account (or any part thereof), or use of this Site for any reason, including, without limitation, for lack of use or if FlipNerd® believes that you have violated or acted inconsistently with the letter or spirit of these Terms & Conditions. You agree that any termination of your access to this Site under any provision of these Terms & Conditions may be effected without prior notice, and acknowledge and agree that FlipNerd® may immediately deactivate or delete your account and all related information in your account and/or bar any further access to this Site. Further, you agree that FlipNerd® shall not be liable to you or any third-party for any termination of your access to this Site.

WAIVER

Our failure at any time to require performance of any provision of these Terms & Conditions or to exercise any right provided for herein will not be deemed a waiver of such provision or such right. All waivers must be in writing. Unless the written waiver contains an express statement to the contrary, no waiver by FlipNerd® of any breach of any provision of these Terms & Conditions or of any right provided for herein will be construed as a waiver of any continuing or succeeding breach of such provision, a waiver of the provision itself, or a waiver of any right under these Terms & Conditions.

SEVERABILITY

If any provision of these Terms & Conditions is held by a court of competent jurisdiction to be contrary to law, such provision will be changed and interpreted so as to best accomplish the objectives of the original provision to the fullest extent allowed by law and the remaining provisions of these Terms & Conditions will remain in full force and effect.

GOVERNING LAW, JURISDICTION AND VENUE

These Terms & Conditions will be governed under the laws of the State of Texas without regard to its conflicts of law provisions. All actions or proceedings arising out of or relating to these Terms & Conditions will be venued exclusively in state or federal court in the City of Carrollton, County of Dallas, Texas. You hereby irrevocably consent and submit to the personal jurisdiction of said courts for all such purposes. However, we retain the right to bring legal proceedings in any jurisdiction where we believe that infringement of these Terms & Conditions is taking place or originating.

INDEMNITY

You agree to indemnify and hold FlipNerd®, its subsidiaries, and affiliates, and their respective officers, agents, partners and employees, harmless from any loss, liability, claim, or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of this Site in violation of these Terms & Conditions and/or arising from a breach of these Terms & Conditions and/or any breach of your representations and warranties set forth above and/or if any material that you post using this Site causes us to be liable to another. We reserve the right to defend any such claim, and you agree to provide us with such reasonable cooperation and information as we may request.

THESE TERMS & CONDITIONS MAY CHANGE

These Terms & Conditions are current as of the effective date set forth above. FlipNerd® reserves the right to change these Terms & Conditions from time to time consistent with applicable laws and principles. These changes will be effective as of the date we post the revised version on this Site. Your continued use of this Site after we have posted the revised Terms & Conditions constitutes your agreement to be bound by the revised Terms & Conditions. If at any time you choose not to accept these Terms & Conditions, you should not use this Site.

ENTIRE AGREEMENT

These Terms & Conditions (together with our Privacy Policy, click-through agreements applicable to you and Affiliate Terms & Conditions) contain the entire understanding and agreement between you and FlipNerd® with respect to this Site and supersede all previous communications, negotiations, and agreements, whether oral, written, or electronic, between you and FlipNerd® with respect to this Site and your use of this Site.

QUESTIONS

If you have any questions about this Site or these Terms of Use, please contact us using the following information:

FlipNerd®.com
2560 King Arthur Blvd # 124-114
Lewisville, TX 75056
support@flipnerd.com

FlipNerd™ PRIVACY POLICY

last updated December 1, 2014

PLEASE NOTE: OUR PRIVACY POLICY CHANGES FROM TIME TO TIME. PLEASE CHECK BACK FOR UPDATES.

FlipNerd.com (“FlipNerd™”, “we”, “us” or “our”) collects certain information about or related to you through this Site. Some of the information
FlipNerd™ collects may be “personal information”-information that identifies you personally, alone or in combination with other information available
to us. Other information may be non-personally identifiable, such as your IP address. This Privacy Policy will provide details and describe how and what
information about you is gathered, used, and distributed as a function of this Site.

Use of this Site is not intended by persons under 18 years of age. You acknowledge that by using this Site and/or providing information and registering to
use this Site and through the submission of information requested, you agree and approve of the terms and conditions of this Privacy Policy and subsequent
amendments to this Privacy Policy by your continued use of this website. This Privacy Policy shall govern our use and disclosure of your personal
information. If you do not consent to the collection, use, disclosure and transfer of your information as described in this Policy (and any Privacy Notices
that apply to you), you may not use this Site. This Policy is part of the Terms & Conditions that govern your use of this Site. A link to our Terms & Conditions is provided at the bottom of each page of this Site.

We may unilaterally update or modify this Policy and any Privacy Notice, at any time and without any prior notice by posting a revised version of Privacy
Policy on this Site. Your use of this Site following any such change constitutes your agreement that all information collected from or about you after the
revised Privacy Policy is posted with be subject to the terms of the revised Privacy Policy.

INFORMATION WE COLLECT

We appreciate that the information you provide to us and that we gather may be personal and private. Some of this information is used to facilitate
improvements to our website and to enhance your FlipNerd™ experience.

Information You Manually Provide. FlipNerd™ collects the information you manually provide (using your keyboard, mouse or touchpad) when you use this Site. For example, we collect the
information you provide when you contact us or others (including other members, vendors and real estate investment clubs) with questions, identify your
selected markets, express interest in registering for and/or purchasing a subscription plan, express interest in advertising on the Site, register with the
Site and create a profile, create a virtual business card, create or update a property listing, participate in a forum discussion, or express interest in
an upcoming event. Some of the information you manually provide may be personal information, such as your name and contact information.

Information You Verbally Provide. FlipNerd™ collects information you verbally provide (using your telephone or cellphone). Some of the information you verbally provide may be personal
information, such as your name and contact information. Some of the telephone calls to FlipNerd™ or to third parties through FlipNerd™ may be
routed through a third party telephone calling service and may be recorded or monitored for quality assurance and customer service purposes. If a call is
recorded between you and a third party, it will be deemed private information of both you, FlipNerd™ and the third party.

Information from Third-Party Social Media Platforms . You may be able to register with, log on to, or enhance your profile on this Site by choosing to automatically populate the requested data fields with
information you previously provided to a third-party social media platform (such as Facebook or Google). By doing this, you are asking the third-party
platform to send us information, including personal information, from your profile on that platform. We treat that information as we do any other
information you give to us when you register, log on or edit your profile.

Information from Your Browser or Device . FlipNerd™ collects information that is sent to us automatically by your web browser or mobile device. This information typically includes your IP
address, the name of your operating system, the name and version of your browser, the date and time of your visit, and the pages you visit. The information
we receive may depend on your browser or device settings.

The information we receive from your web browser and device is not, in and of itself, personally identifiable. Generally, we use this information in the
aggregate to help us improve this Site and make it more compatible with the technology used by our visitors. However, we may combine it with other
information in an attempt to identify you or we may combine it with information that does identify you. We may also review our server logs for security
purposes – for example to detect intrusions into our network – and we might share our server logs, which contain visitors’ IP addresses, with the
appropriate investigative authorities who could use that information to identify you.

Your Location. Using GPS technology, and with your opt-in consent, we may also collect precise, real-time location information from your mobile device and use that
information to deliver tailored content through this Site. We may also share information about your location with your friends and other contacts, to the
extent you interact with them using the social networking tools available on this Site.

Your mobile device may allow you to adjust your settings so that location information is not available to any mobile website or application. If you have
questions about the security and privacy settings of your mobile or tablet device, please refer to instructions from your mobile service provider or the
manufacturer of your device.

The information we receive from your mobile device is not personally identifiable, but we may link it to information that identifies you.

Information Collected by Cookies and Other Technologies. We use “cookies” and other technologies to collect information and support certain features of this Site. For example, we may use these technologies to:

collect information about the ways visitors use this Site-which pages they visit, which links they use, and how long they stay on each page;

support the features and functionality of this Site-for example, to save you the trouble of reentering information already in our database or to prompt the
settings you established on previous visits;

identify your location to personalize your experience when you use this Site;

to identify a referral partner; and

to improve our marketing efforts, including through use of targeted advertising.

The information we collect using cookies and similar technologies is not, in and of itself, personally identifiable, but we may link it to personal
information that you provide. If you do not wish to receive cookies, you may set your browser to reject cookies or to alert you when a cookie is placed on
your computer. Although you are not required to accept cookies when you visit this Site, you may be unable to use all of the functionality of this Site if
your browser rejects our cookies.

Information About Third-Party Cookies

In addition to the cookies FlipNerd™ delivers to your computer or mobile device through this Site, certain third parties may deliver cookies to you
for a variety of reasons. For example, we use Google Analytics, a web analytics tool that helps us understand how visitors engage with our Sites. To learn
more about Google Analytics, click here.

Other third parties may deliver cookies to your computer or mobile device for the purpose of tracking your online behaviors over time and across
non-affiliated websites and/or delivering targeted advertisements either on this Site or on other websites.

If you don’t want information about your visit to this Site sent to Google Analytics, you may download an Opt-out Browser Add-on by clicking here. Please note that the Add-on does not prevent information from being sent to
FlipNerd.

We may use third-party advertising companies to serve ads when you visit our websites. These companies may use information (not including your name,
address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of
interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here. This Privacy Policy covers the use of cookies by FlipNerd™ and does not
cover the use of cookies by any advertisers. FlipNerd™ affiliates that offer goods and/or services on or through this site may place and access
cookies on your computer. Cookies placed by affiliates are controlled by the affiliate’s own privacy policy.

If you would like to opt-out of having interest-based information collected by certain entities during your visits to this Site or other websites, you
should adjust your browser settings and delete these cookies.

how we use your information

Any information FlipNerd™ compiles about you may be used in the following events:

to establish and maintain your membership;

to process payment for goods, services and membership provided to you;

to assist you in obtaining the goods and services you request;

to provide you with effective customer service;

to provide you with a personalized experience when you use this Site;

to contact you with information and notices related to your use of the Site;

to assist in making offers, promotions, goods and/or services from FlipNerd™ and/or third party(ies) that we believe may be of interest to you;

to update, improve, modify or enhance the operations of this website;

to better understand your needs and interests;

to improve our marketing and promotional efforts;

for security, credit or fraud prevention purposes;

in response to a subpoena, court order or other legal process;

to assist law enforcement or other appropriate entities which we believe in good faith are conducting examinations or investigations of possible fraud or
illegal activities;

to investigate possible violations of our Terms & Conditions Agreement; or

pursuant to a transfer of ownership of FlipNerd™.com

for any other purpose identified in an applicable Privacy Policy, click-through agreement or other agreement between you and us.

How We Share Your Information

With Third-Party Vendors. FlipNerd™ shares information collected through this Site with third-party vendors who act for us or on our behalf. For example, we may use
third-party vendors to design and operate this Site; to conduct surveys; and to help us with our promotional efforts. These third-party vendors may need
information about you to perform their functions.

With Other Users of this Site . One of this Site’s goals is to provide tools and resources to enhance real estate knowledge, networking, deal-making, and marketing. Thus, User Generated
Content you post on this Site can be read, collected, and used by others. (In this Policy, “User Generated Content” or “UGC” refers to your publicly
available profile information, your digital business card information, your property listing information, your bookmarked property information, your vendor
information, vendor ratings and reviews, forum posts and comments and any and all content that you post using the social networking tools we make available
to you.) In addition, we may feature you and your UGC on this Site in our newsletter or via other automated emails to our members. We may also use UGC you
submit for advertising campaigns and other promotions. We may or may not use your name in connection with such use, and we may or may not seek your consent
before using the content for such purposes. You should have no expectation of privacy with respect to UGC you submit on or through this Site.

With Third-Party Social Media Platforms . We may provide functionality on this Site that allows you to automatically post information about the actions you take on this Site to a third-party
social media platform (such as Facebook, Twitter, Pinterest, LinkedIn and Google+). If you choose to take advantage of this functionality, people with
access to your profile on the third-party platform may be able to see the actions you have taken-for example, the items you have purchased. Thus, you
should have no expectation of privacy in those actions. Further, if you choose to link your profile on this Site, with an account on a third-party social
media platform, we may share the information in your profile with that third-party platform.

With Our Affiliates. FlipNerd™ may share the information collected through this Site with other FlipNerd™ related entities. These affiliate companies are permitted
to use your information for their own marketing purposes and in a manner otherwise consistent with this Policy.

With Other, Carefully Selected Business Partners. From time to time, we may share your information with selected third parties for their own marketing purposes. For example, we may partner with third
parties to sponsor contests or other promotions, and we may share with these third parties the information you submit to us to participate in the contest
or take advantage of the promotion. Before doing so, however, we may offer you the opportunity to “opt out” or “opt in,” as required by applicable law.

In Aggregate or De-identified Form. We use information collected through this Site to create a compiled, aggregate view of usage patterns. We may share aggregate information with third
parties so they can better understand our user base. We may also share with third parties information about how particular individuals use this Site, but
only on a de-identified basis (“Individualized Data”). Individualized Data is not personally identifiable, but it does reflect the usage patterns of a
particular Site user, as opposed to Site users collectively. We may provide basic demographic information (gender and age) in conjunction with providing
Individualized Data. Third parties typically use this information for analytical purposes and to market their own products and services. It is possible
that third parties will attempt to “re-identify” de-identified data, and you should know that this is possible using external points of reference.

As Part of a Business Transfer. Your information may be transferred to successor organization if, for example, we transfer the ownership or operation of this Site to another organization
or if we merge with another organization. If such a transfer occurs, the successor organization’s use of your information will still be subject to this
Policy and the privacy preferences you have expressed to us.

To Comply with Laws and Protect Our Rights and the Rights of Others. We may disclose your information when we, in good faith, believe disclosure is appropriate to comply with the law, a court order or a subpoena. We may also
disclose your information to prevent or investigate a possible crime, such as fraud or identity theft; to protect the security of this Site; to enforce or
apply our online Terms & Conditions or other agreements; or to protect our own rights or property or
the rights, property or safety of our users or others.

As Described in a Privacy Notice or Click-Through Agreement. We reserve the right to disclose your information as described in any Privacy Notice posted on a page of this Site where you provide that information. By
providing your information on that page you will be consenting to the disclosure of your information as described in that privacy notice. We also reserve
the right to disclose your information as described in any click-through agreement to which you have agreed.

HOW WE PROTECT YOUR INFORMATION

FlipNerd™ takes reasonable precautions to provide a level of security appropriate to the sensitivity of the information we collect. Although we use
reasonable measures to help protect your information against unauthorized use or disclosure, we cannot guarantee the security of information provided over
the Internet or stored in our databases and will not be responsible for breaches of security beyond our reasonable control.

how to modify your PERSONAL INFORMATION and privacy settings

If you would like to edit your personal information you have provided to us through this Site, you may be able to do so by logging into the Site, and using
the drop down menu from your username, and selecting “My Profile”. Select “My Info” from the navigation toolbar and click “Edit this card”. If you wish to
opt out of receiving further communication from us regarding future promotions or other goods and services, please update your privacy settings by logging
in and selecting “Privacy Settings” from your username dropdown list. Please know that depending on what opt-out choices you select, your ability to
maintain your membership and continue to obtain goods and services may be affected.

RETENTION OF PERSONAL INFORMATION

FlipNerd™ retains the personal information collected on this Site as long as necessary to provide the services, products and information you request
or as permitted by applicable law.

THIS SITE IS based IN THE UNITED STATES

FlipNerd™ is owned by a US corporation. U.S. data protection laws may not provide as much protection as the data protection laws in force in some
other countries; however, we will process your information in accordance with this Policy no matter where our data is stored. If you are located in a
country outside the United States, by using this Site you consent to the transfer of your information to the United States.

GOVERNING LAW

This Privacy Policy shall be governed under the laws of the State of Texas, United States of America without regard to its conflicts of law provisions.

QUESTIONS

If you have questions about this Privacy Policy please contact us by email at support@flipnerd.com or by
submitting an online form through the FAQ/Help section of the Site.

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